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| Typically sold as a package policy comprised of physical damage (hull), personal injury and liability coverages. Protects from the risks associated with owning and operating a watercraft. |
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| A type of life insurance that continues until the insured stops making payments or dies. |
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| Coverage for self-inflicted or intentional injuries to others are usually excluded from most insurance policies. |
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| Workers' Compensation Coverage |
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| A system of compensation for work-related injuries or death, paid for by employer compensation insurance contributions. All employers must have worker's compensation insurance of some kind. |
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